If you are like most people, long-term care is the last topic on your mind. It is also the last major type of insurance you'll ever need to consider.
Long term care is the type of care needed when you have a serious illness or disability and you need assistance with daily living activities.
Nobody wants to go to a nursing home. But the odds are 2 to 3 that you will need 24x7 care.
LONG TERM CARE gives you choices...Most people would prefer to live out their lives in their own homes, around comfortable surroundings, next to neighbors, friends and relatives. LTC will give you the peace of mind to plan for your future needs they way YOU want.
If you have a question about Long Term Care, Riggs is just a phone call away, or use this handy form and we'll call you.
What is Long-Term Care?
This is custodial care given in your home, in adult day care centers, assisted living facilties, or in nursing homes for chronic disabilities and lengthy illnesses.
Typically, a person would need assistance with activities for daily living like bathing, dressing, eating, transferring, toileting, continence or supervision due to cognitive impairment. 95% of people who need long-term care require only custodial care rather than on-going medical attention.
